Inventory
Inventory in motion
Bulk trade tracked from arrival through turnover — limits sized to how stock actually moves.
Throughput12k+ crates / week
- STOCK SYNC
- CORRIDOR LIVE
- TURNOVER
Workingcapitalthatmovesatthespeedofyourshipment.
For importers and traders: finance to pay your suppliers, clear it at the port and stock your warehouse, no collateral needed!
DE → TZ
DE → TZ · illustrative flow
Trade flow key
- Line weight · illustrative monthly volume
- Muted arcs · supporting corridors into African markets
- Dashed · regional trade between African nodes
Trade flow key (tap)
- Line weight · illustrative monthly volume
- Muted arcs · supporting corridors into African markets
- Dashed · regional trade between African nodes
Selected flow
DE → TZ
DE → TZ
DE → TZ · illustrative flow
Trade flow key
- Line weight · illustrative monthly volume
- Muted arcs · supporting corridors into African markets
- Dashed · regional trade between African nodes
Trade flow key (tap)
- Line weight · illustrative monthly volume
- Muted arcs · supporting corridors into African markets
- Dashed · regional trade between African nodes
Selected flow
DE → TZ
What operators across our corridors need from trade finance
TANZANIA
“We finally matched draws to shipment milestones — finance speaks the same language as operations.”
For banks & investors
Agentic stack, policy-locked decide / second-opinion / block, and corridor-native products — $210M+ SMB loans facilitated with Stanbic Bank and TCB.
In the field
Trade automation on the ground
From warehouse floors to retail counters — Ramani connects inventory, institutional rails, and digital settlement in one operating picture.
Institutional
Institutional rails
Bank-grade disbursement and policy guardrails — capital released against verified trade evidence.
DisbursementBank-grade
- PARTNER BANK
- POLICY LOCK
- AUDIT TRAIL
Settlement
Settlement automated
QR-verified payments and receipts tie sell-through back to facility monitoring in real time.
VerificationQR · Real-time
- QR VERIFIED
- POS SYNC
- RECEIPT
Sell-through
Sell-through visible
Last-mile retail connected to corridor risk — renewal follows turnover, not a static annual cycle.
RenewalCorridor-aware
- DUKA LIVE
- TURNOVER
- LIMIT SYNC
Leadership
Operators building bank-grade trade finance
A team that has lived credit bottlenecks — engineering, operations, and underwriting aligned to how goods move in East Africa.
Chief Executive Officer
Iain Usiri
Vision and corridor strategy for Africa’s credit infrastructure.
Chief Product & Technology Officer
Calvin Usiri
Product, AI systems, and the automation stack behind every facility.
Chief Operating Officer
Joel Usiri
Payments, disbursement operations, and partner execution at scale.
Senior Credit Manager
Krystel Rivera
Credit policy, committee preparation, and corridor-native underwriting.
On the water
Products
Credit structured around stock in motion
Choose the facility that matches how you finance inventory — whether goods are on the water, at the port, or moving through your warehouse.
01On the water
Import finance
Fund supplier invoices and shipping milestones with disbursements timed to verified trade evidence — from PO to bill of lading.
- Supplier invoice and PO financing
- Disbursements tied to shipment milestones
- TZ–UAE, TZ–China, and TZ–Germany corridors
Supplier settlement24–48 hrs
02At port
Clearing & landed-cost support
Bridge duties, freight, and clearing charges so releases are not delayed by cash-flow gaps at the border.
- Cover duties, freight, and clearing fees
- Release goods without draining working capital
- Clearing documents verified before disbursement
CoverageDuties + freight
03In warehouse
Inventory & revolving working capital
Stock-backed lines aligned to turnover and corridor risk — renew as you sell through, not on a fixed annual cycle.
- Limits sized to inventory velocity
- Renewal tied to sell-through and turnover
- Corridor-aware risk and policy guardrails
RenewalAs you sell through
Operators
Who we serve
Teams balancing supplier deadlines, port friction, and inventory turns — especially where goods move faster than spreadsheets.
Importers & importer-distributors
Your supplier wants a deposit before they ship, and the balance before the container leaves. We fund the order, the voyage and the clearing, so your cash isn't locked up for the six weeks the goods are at sea.
Wholesalers & domestic traders
You buy in bulk from importers or across the border and sell on to branches, agents and smaller shops. We finance the stock between purchase and sale, so a big buy doesn't empty the till.
Inventory-heavy retailers
Your money is on the shelf and in the storeroom. We lend against the stock you already hold and the seasonal orders you need to place, sized to how fast it actually turns — not a fixed annual line.
Also supporting light manufacturers who import raw materials and hold finished stock. Talk to us →
Impact at a glance
Illustrative signals from facilities originated through Ramani-enabled programmes — your limits are always sized to policy.
$0
Trade volume financed
0
Corridors & markets active
0
Bank & partner institutions
0%
Facilities disbursed on schedule
Questions
Eligibility, timing, and how we work with regulated lending partners.
Registered businesses (including sole proprietors where permitted) moving goods through supported trade corridors, with verifiable trade and banking signals. Specific eligibility follows lender policy.
Ready to match capital to your shipment cycle?
Apply to see facility options sized to your trade profile.