Stock
Stock up now
We finance the stock you buy, whether you import from abroad or buy locally.
TradeInternational and domestic
- IMPORTS
- LOCAL TRADE
- STOCK
Stock up now. Pay as you sell.
Ramani finances and clears your trade, whether you import from abroad or buy locally. We pay your supplier, clear your goods port to port, and you repay from your sales.
DE → TZ
Germany into Tanzania · illustrative flow
Ocean lane
DE → TZ
Germany into Tanzania · illustrative flow
Ocean lane
Finance and clearing for how you trade
Ramani pays the supplier and clears imports port to port. You repay from your sales.
Banks and lenders
Partner with Ramani. You deploy your capital into trade finance. We manage the book and collect. We already do this with Stanbic Bank and Tanzania Commercial Bank (TCB).
In the field
Trade finance and clearing on the ground
We pay your supplier, clear imports port to port, and you repay from your sales.
Supplier
We pay your supplier
Abroad or local, Ramani pays the supplier directly.
PaymentTo your supplier
- ABROAD
- LOCAL
- SUPPLIER PAID
Sales
Repay from sales
Continuous traders repay in small weekly payments from what they sell.
RepaymentWeekly from sales
- WEEKLY
- FROM SALES
- WORKING CAPITAL
Shipment
Per shipment
Finance tied to one shipment settles when that shipment arrives.
RepaymentWhen it arrives
- ONE SHIPMENT
- SELF-LIQUIDATING
- ON ARRIVAL
On the ground
Import finance that shows up at the warehouse door.
We pay suppliers and clear imports port to port. Tap the film for sound.
Leadership
The team behind trade finance and clearing
With backgrounds in computer science and economics, from Stanford University, Capgemini and Salesforce
Chief Executive Officer
Iain Usiri
Trade finance and clearing for traders across Africa.
Chief Product & Technology Officer
Calvin Usiri
The quote, supplier payment, and repayment experience.
Chief Operating Officer
Joel Usiri
Supplier payments and port-to-port clearing.
Senior Credit Manager
Krystel Rivera
Quotes and repayment that fit how you trade.
Supplier payment
Products
Finance and clearing for the way you trade
We pay your supplier, clear imports port to port, and you repay weekly from sales or per shipment.
01Supplier payment
Import and trade finance
We pay your supplier, abroad or local, so you can stock up without emptying your cash.
- International and domestic trade
- Ramani pays the supplier directly
- A quote in 4 hours
Quote4 hours
02Imports
Port-to-port clearing
For imports, our team handles customs, duties and port charges so your goods move.
- Clearing handled for you
- Customs, duties and port charges
- Goods move port to port
ClearingPort to port
03From sales
Repay your way
Weekly from sales for continuous traders, or per shipment when that shipment arrives.
- Small weekly payments from current sales
- Or repayment tied to one shipment
- One clear price, shown before you commit
RepaymentWeekly or per shipment
Traders and lenders
Who we serve
Local micro distributors, import retailers, and the banks and lenders who fund them.
Local Micro Distributors
You buy stock domestically and supply shops in your area. We pay your supplier, and you repay from your sales.
Import Retailers
You bring goods in from abroad. We pay your supplier and clear the shipment port to port.
Banks and Lenders
You deploy the capital. We manage the book and collect. We already do this with Stanbic and TCB.
Financing is subject to approval. Terms, fees and limits depend on your business and shipment.
Questions
Who we finance, how fast a quote comes back, and how you repay.
Local micro distributors and import retailers. We finance domestic trade and imports. Banks and lenders partner with us to deploy capital — we manage the book and collect.
Stock up now. Pay as you sell.
Tell us what you are buying, from whom, and how much.