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Workingcapitalthatmovesatthespeedofyourshipment.

DE → TZ

DE → TZ · illustrative flow

Trade corridors into Sub-Saharan AfricaDE → TZDECNAEINKRUGSANGTZ

Trade flow key

  • Line weight · illustrative monthly volume
  • Muted arcs · supporting corridors into African markets
  • Gold dashed · regional trade between African nodes

Selected flow

DE → TZ

319 USD M / mo

Import finance, clearing support, and inventory loans across Tanzania–UAE, Tanzania–China, and adjacent corridors — built for how goods actually move.

What operators across our corridors need from trade finance

TANZANIA

We finally matched draws to shipment milestones — finance speaks the same language as operations.

Amina K. · Managing Director, Dar es Salaam

For banks & investors

Agentic stack, policy-locked decide / second-opinion / block, and corridor-native products — $210M+ SMB loans facilitated with Stanbic Bank and TCB.

Inventory

In the field

Trade automation on the ground

From warehouse floors to retail counters — Ramani connects inventory, institutional rails, and digital settlement in one operating picture.

Distribution team reviewing crate inventory in a warehouse

Inventory

Inventory in motion

Bulk trade tracked from arrival through turnover — limits sized to how stock actually moves.

Throughput12k+ crates / week
  • STOCK SYNC
  • CORRIDOR LIVE
  • TURNOVER
Ramani and Stanbic Bank partnership signing

Institutional

Institutional rails

Bank-grade disbursement and policy guardrails — capital released against verified trade evidence.

DisbursementBank-grade
  • PARTNER BANK
  • POLICY LOCK
  • AUDIT TRAIL
Mobile POS printing a QR receipt at a retail point of sale

Settlement

Settlement automated

QR-verified payments and receipts tie sell-through back to facility monitoring in real time.

VerificationQR · Real-time
  • QR VERIFIED
  • POS SYNC
  • RECEIPT
Shopkeeper serving customers in a neighbourhood retail store

Sell-through

Sell-through visible

Last-mile retail connected to corridor risk — renewal follows turnover, not a static annual cycle.

RenewalCorridor-aware
  • DUKA LIVE
  • TURNOVER
  • LIMIT SYNC

Leadership

Operators building bank-grade trade finance

A team that has lived credit bottlenecks — engineering, operations, and underwriting aligned to how goods move in East Africa.

Iain Usiri, Chief Executive Officer

Chief Executive Officer

Iain Usiri

Vision and corridor strategy for Africa’s credit infrastructure.

Calvin Usiri, Chief Product and Technology Officer

Chief Product & Technology Officer

Calvin Usiri

Product, AI systems, and the automation stack behind every facility.

Joel Usiri, Chief Operating Officer

Chief Operating Officer

Joel Usiri

Payments, disbursement operations, and partner execution at scale.

Krystel Rivera, Senior Credit Manager

Senior Credit Manager

Krystel Rivera

Credit policy, committee preparation, and corridor-native underwriting.

On the water

Products

Credit structured around stock in motion

Choose the facility that matches how you finance inventory — whether goods are on the water, at the port, or moving through your warehouse.

01On the water

Import finance

Fund supplier invoices and shipping milestones with disbursements timed to verified trade evidence — from PO to bill of lading.

  • Supplier invoice and PO financing
  • Disbursements tied to shipment milestones
  • TZ–UAE, TZ–China, and TZ–Germany corridors
Supplier settlement24–48 hrs
02At port

Clearing & landed-cost support

Bridge duties, freight, and clearing charges so releases are not delayed by cash-flow gaps at the border.

  • Cover duties, freight, and clearing fees
  • Release goods without draining working capital
  • Clearing documents verified before disbursement
CoverageDuties + freight
03In warehouse

Inventory & revolving working capital

Stock-backed lines aligned to turnover and corridor risk — renew as you sell through, not on a fixed annual cycle.

  • Limits sized to inventory velocity
  • Renewal tied to sell-through and turnover
  • Corridor-aware risk and policy guardrails
RenewalAs you sell through

Operators

Who we serve

Teams balancing supplier deadlines, port friction, and inventory turns — especially where goods move faster than spreadsheets.

  • Importer–distributors

    High-frequency replenishment, landed-cost pressure, and supplier reliability baked into limit monitoring.

  • Regional wholesalers

    Corridor-aware limits that respect how stock moves between hubs, branches, and secondary markets.

  • Inventory-heavy retailers & light manufacturing

    Stock-backed working capital that tracks turnover and seasonal procurement — not a static annual line.

Impact at a glance

Illustrative signals from facilities originated through Ramani-enabled programmes — your limits are always sized to policy.

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Trade volume financed

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Corridors & markets active

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Bank & partner institutions

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Facilities disbursed on schedule

Questions

Eligibility, timing, and how we work with regulated lending partners.

Registered businesses (including sole proprietors where permitted) moving goods through supported trade corridors, with verifiable trade and banking signals. Specific eligibility follows lender policy.

Ready to match capital to your shipment cycle?

Apply to see facility options sized to your trade profile.