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Workingcapitalthatmovesatthespeedofyourshipment.

For importers and traders: finance to pay your suppliers, clear it at the port and stock your warehouse, no collateral needed!

DE → TZ

DE → TZ · illustrative flow

Trade corridors into Sub-Saharan AfricaDE → TZDECNAEINKRUGSANGTZ
Trade flow key (tap)
  • Line weight · illustrative monthly volume
  • Muted arcs · supporting corridors into African markets
  • Dashed · regional trade between African nodes

Selected flow

DE → TZ

What operators across our corridors need from trade finance

TANZANIA

We finally matched draws to shipment milestones — finance speaks the same language as operations.

Amina K. · Managing Director, Dar es Salaam

For banks & investors

Agentic stack, Automated underwriting and modern end to end trade loan management system built for the African SMBs.

Inventory

In the field

Trade automation on the ground

From warehouse floors to retail counters — Ramani connects inventory, institutional rails, and digital settlement in one operating picture.

Distribution team reviewing crate inventory in a warehouse

Inventory

Inventory in motion

Bulk trade tracked from arrival through turnover — limits sized to how stock actually moves.

Throughput12k+ crates / month
  • STOCK SYNC
  • CORRIDOR LIVE
  • TURNOVER
Ramani and Stanbic Bank partnership signing

Institutional

Institutional rails

Bank-grade bulk disbursements and automated order approval using AI — capital released against verified trade evidence.

DisbursementBank-grade
  • PARTNER BANK
  • POLICY LOCK
  • AUDIT TRAIL
Mobile POS printing a QR receipt at a retail point of sale

Settlement

Settlement automated

QR-verified payments and receipts tie sell-through back to facility monitoring in real time.

VerificationQR · Real-time
  • QR VERIFIED
  • POS SYNC
  • RECEIPT
Shopkeeper serving customers in a neighbourhood retail store

Sell-through

Sell-through visible

Last-mile retail connected to corridor risk — renewal follows turnover, not a static annual cycle.

RenewalCorridor-aware
  • DUKA LIVE
  • TURNOVER
  • LIMIT SYNC

On the ground

Import finance that shows up at the warehouse door.

Loans to pay suppliers and duty — up to TZS 500 million, no collateral. Tap the film for sound.

Leadership

Operators building bank-grade trade finance

With backgrounds in computer science and economics, from Stanford University, Capgemini and Salesforce

Iain Usiri, Chief Executive Officer

Chief Executive Officer

Iain Usiri

Vision and corridor strategy for Africa’s credit infrastructure.

Calvin Usiri, Chief Product and Technology Officer

Chief Product & Technology Officer

Calvin Usiri

Product, AI, and the automation stack behind every facility.

Joel Usiri, Chief Operating Officer

Chief Operating Officer

Joel Usiri

Payments, disbursement operations, and partner execution at scale.

Krystel Rivera, Senior Credit Manager

Senior Credit Manager

Krystel Rivera

Credit policy, committee preparation, and corridor-native underwriting.

On the water

Products

Credit structured around stock in motion

We have a product for every stage of your shipment

01On the water

Import finance

We offer import finance support by paying your supplier in advance so that you can always have goods in stock and ready to sell.

  • Supplier invoice and PO financing
  • International cross border disbursements backed by verified trade evidence
  • TZ–UAE, TZ–China, and TZ–Germany corridors
Supplier settlementUnder 4 hrs
02At port

Clearing & landed-cost support

Pay finance your duties, freight, and clearing charges so you can clear your goods at the port without draining your working capital.

  • We clear goods that you have already imported with in the past. Submit B/L, tax assessments and supplier invoices.
  • Release goods without suffering penalties for delays
  • Shipment based underwriting powered by AI
CoverageDuties + freight + clearing
03In warehouse

Inventory & revolving working capital

We offer working capital support to distributors and traders domestically

  • We operate in Oil and Gas, Food and Beverages, Construction, Mattresses, and more
  • $210m funded through our partnerships with Stanbic Bank and TCB
  • We fund products through leading brands such as Coca Cola, Hill Water, Dangote and Total Energies
Renewal30 Days

Operators

Who we serve

Is this product for you? We have a product for every stage of your shipment

  • Importers & importer-distributors

    Your supplier wants a deposit before they ship, and the balance before the container leaves. We fund the order and the clearing, so your cash isn't locked up for the six weeks the goods are at sea.

  • Wholesalers & domestic traders

    You buy in bulk from suppliers such as Pepsi Co and sell to retailers across the country. We fund your inventory so that you never run out of stock.

  • Inventory-heavy retailers

    Your money is on the shelf and in the storeroom. We lend against the stock you already hold and the seasonal orders you need to place, sized to how fast it actually turns — not a fixed annual line.

Also supporting light manufacturers who import raw materials and hold finished stock. Talk to us →

Impact at a glance

Ramani and Standard Bank partner to fund domestic trade in Tanzania.

$0

Trade volume financed

0

Domestic trade corridors active

0

Bank & partner institutions

0%

Facilities disbursed on schedule

Questions

Eligibility, timing, and how we work with regulated lending partners.

Registered businesses (including sole proprietors where permitted) moving goods through supported trade corridors, with verifiable trade and banking signals. Specific eligibility follows lender policy.

Ready to match capital to your shipment cycle?

Apply to see facility options sized to your trade profile.